Nykredit played a key role in Sydbank tax-feint, and has also helped Jyske Bank’s customers at the Suncoast to borrow against their home equity. Minister of Taxation is now entering the case.<\/p>\n
Several Danish banks as Sydbank been able to help foreign customers to optimize their succession through tax havens.<\/p>\n
It would ceteris paribus good could be done to save a fortune that would otherwise appear as equity in their property, for example. Spain, via Jyske Bank, explains Jens Lauritzen, CEO of Jyske Bank’s foreign operations:<\/p>\n
“We have also financed up to 100 per cent. Of a property value in some inherited cases. But it is not a product we have advised on – we have instead referred to the client’s lawyer or accountant. It is not a product that is good for all customers, and it’s only a few who are clients in Switzerland, where we have no duty to inform. ”<\/p>\n
Nordea does not reject<\/strong><\/p>\n Jens Lauritzen says that Jyske Bank’s customers must sign that they will report their assets to the IRS. But does the customer home in the bank’s branch in Switzerland, the bank can not be sure that the customer actually does it.<\/p>\n “If this is so that customers are not telling the truth or cheat us, so it may seem that the authorities do not get the right information. But we have not actively sold these products,” says Jens Lauritzen.<\/p>\n In Nordea, which is taking over a part of Sydbank Swiss customers will not deny that one has been able to do something similar.<\/p>\n “Nordea does not comment on competitors’ practices. But generally, that Nordea advises clients under the rules that apply – it also includes the tax in the countries in which we operate,” says the press department.<\/p>\n Home equity on the Suncoast<\/strong><\/p>\n As revealed in the newspaper Jyllands-Posten yesterday, Nykredit has provided mortgage loans to finance Sydbank tax feint in Spain, according to an internal mail to Sydbank CEO of Karen Fr\u00f8sig primarily have been intended to reduce inheritance tax.<\/p>\n Now, says Nykredit that you have mortgaged home equity on the coast for more partners than Aabenraa Bank, including Jyske Bank. And you can not deny that money ended up in tax havens, explains Hanne Egaa, area director for International Lending.<\/p>\n “Customers are predisposing themselves to the money they get paid. We provide loans, but where the money is transferred to the mix, we are not in. But we report all our mortgages to the Danish tax authorities,” says Hanne Egaa.<\/p>\n Taxation in action<\/strong><\/p>\n Now also Tax M\u00f6ger Thor Pedersen (SF) into the proceedings:<\/p>\n “It is clear that my awareness increased if a large bank is proposing a maneuver in which the tax is due on the loan must be placed in a tax haven country with no accountability. If it is a widespread traffic in the financial sector, it is certainly something we will look more closely. ”<\/p>\n Sydbank commented yesterday Jyllands-Posten’s unveiling. The message was that you do not have violated tax laws, but advised to optimize clients’ wealth by borrowing against equity in their properties and invest the proceeds.<\/p>\n —<\/p>\n Original Article in Danish below.<\/strong><\/p>\n Af PETER NYHOLM of JULIE HORNBEK TOFT<\/p>\n Offentliggjort 11.01.12 kl. 06:45<\/p>\n Nykredit spillede en hovedrolle i Sydbanks skattely-finte og har ogs\u00e5 hjulpet Jyske Bank-kunder p\u00e5 Solkysten med at bel\u00e5ne deres friv\u00e6rdier. Skatteministeren g\u00e5r nu ind i sagen.<\/strong><\/p>\n Flere danske banker har som Sydbank kunnet hj\u00e6lpe udenlandske kunder med at optimere deres arveforhold via skattely.<\/p>\n Det ville alt andet lige godt kunne lade sig g\u00f8re at gemme en formue v\u00e6k, der ellers ville fremst\u00e5 som friv\u00e6rdi i ejendom i f.eks. Spanien, via Jyske Bank, forklarer Jens Lauritzen, direkt\u00f8r for Jyske Banks udenlandske aktiviteter:<\/p>\n “Vi har ogs\u00e5 finansieret op til 100 pct. af en ejendoms v\u00e6rdi i nogle arvesager. Men det er ikke et produkt, vi selv har r\u00e5dgivet om – vi har i stedet henvist til kundens advokat eller revisor. Det er ikke et produkt, som er godt for alle kunder, og det er kun et f\u00e5tal, som er kunder i Schweiz, hvor vi ikke har indberetningspligt.”<\/p>\n Nordea afviser ikke<\/strong><\/p>\n Jens Lauritzen oplyser, at Jyske Banks kunder skal skrive under p\u00e5, at de vil indberette deres formueforhold til skattemyndighederne. Men h\u00f8rer kunden hjemme i bankens afdeling i Schweiz, kan banken ikke v\u00e6re sikker p\u00e5, at kunden rent faktisk g\u00f8r det.<\/p>\n “Hvis det er s\u00e5dan, at kunderne ikke fort\u00e6ller sandheden eller snyder os, s\u00e5 kan det forekomme, at myndighederne ikke f\u00e5r de rigtige informationer. Men vi har ikke aktivt solgt s\u00e5danne produkter,” siger Jens Lauritzen.<\/p>\n I Nordea, der er ved at overtage en del af Sydbanks Schweiz’ kunder, vil man ikke afvise, at man har kunnet g\u00f8re noget lignende.<\/p>\n “Nordea kommenterer ikke konkurrenters praksis. Men generelt g\u00e6lder det, at Nordea r\u00e5dgiver kunder i henhold til de regler, der g\u00e6lder – det omfatter ogs\u00e5 skattereglerne i de lande, som vi opererer i,” lyder det fra presseafdelingen.<\/p>\n Friv\u00e6rdier p\u00e5 Solkysten<\/strong><\/p>\n Som afsl\u00f8ret i Morgenavisen Jyllands-Posten i g\u00e5r har Nykredit leveret realkreditl\u00e5n til finansiering af Sydbanks skattefinte i Spanien, som if\u00f8lge en intern mail til Sydbank-topdirekt\u00f8r Karen Fr\u00f8sig f\u00f8rst og fremmest har haft til form\u00e5l at reducere arveafgift.<\/p>\n Nu oplyser Nykredit, at man har bel\u00e5nt friv\u00e6rdier p\u00e5 Solkysten for flere samarbejdspartnere end Aabenraa-banken, herunder Jyske Bank. Og man kan ikke afvise, at pengene er endt i skattely, forklarer Hanne Egaa, omr\u00e5dedirekt\u00f8r for Nykredit International.<\/p>\n “Kunderne disponerer selv over de penge, de f\u00e5r udbetalt. Vi yder l\u00e5n, men hvor pengene bliver overf\u00f8rt til, blander vi os ikke i. Men vi indberetter alle vores realkreditl\u00e5n til de danske skattemyndigheder,” siger Hanne Egaa.<\/p>\n Skatteminister i aktion<\/strong><\/p>\n Nu g\u00e5r ogs\u00e5 skatteminister Thor M\u00f6ger Pedersen (SF) ind i sagen:<\/p>\n “Det er klart, at min opm\u00e6rksomhed sk\u00e6rpes, hvis en stor bank foresl\u00e5r en man\u00f8vre, hvor skattelettelsen beror p\u00e5, at l\u00e5net skal placeres i et skattelyland uden oplysningspligt. Hvis det er en udbredt trafik i finanssektoren, er det bestemt noget, vi vil se n\u00e6rmere p\u00e5.”<\/p>\n Sydbank kommenterede i g\u00e5r Jyllands-Postens afsl\u00f8ring. Meldingen var, at man ikke har overtr\u00e5dt skattelovgivningen, men r\u00e5dgivet i at optimere kundernes formueforhold ved at bel\u00e5ne friv\u00e6rdi i ejendomme og investere provenuet.<\/p>\n <\/p>\n <\/p>\n <\/p>\n","protected":false},"excerpt":{"rendered":" Nykredit played a key role in Sydbank tax-feint, and has also helped Jyske Bank’s customers at the Suncoast to borrow against their home equity. Minister of Taxation is now entering the case. Several Danish banks as Sydbank been able to help foreign customers to optimize their succession through tax havens. It would ceteris paribus good […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[56],"tags":[91,90,89,88],"class_list":["post-768","post","type-post","status-publish","format-standard","hentry","category-lawbird-in-the-media","tag-jyske-bank","tag-nordea","tag-nykredit","tag-sydbank"],"_links":{"self":[{"href":"https:\/\/www.lawbird.com\/wordpress\/wp-json\/wp\/v2\/posts\/768","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lawbird.com\/wordpress\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lawbird.com\/wordpress\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lawbird.com\/wordpress\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lawbird.com\/wordpress\/wp-json\/wp\/v2\/comments?post=768"}],"version-history":[{"count":3,"href":"https:\/\/www.lawbird.com\/wordpress\/wp-json\/wp\/v2\/posts\/768\/revisions"}],"predecessor-version":[{"id":1309,"href":"https:\/\/www.lawbird.com\/wordpress\/wp-json\/wp\/v2\/posts\/768\/revisions\/1309"}],"wp:attachment":[{"href":"https:\/\/www.lawbird.com\/wordpress\/wp-json\/wp\/v2\/media?parent=768"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lawbird.com\/wordpress\/wp-json\/wp\/v2\/categories?post=768"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lawbird.com\/wordpress\/wp-json\/wp\/v2\/tags?post=768"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Flere banker arbejder i skattely<\/h2>\n